The Easiest way to build credit
How It Works:
building credit is easy (finally)
Reports to All 3 Bureaus
Sign Up in 2 Minutes
No Credit Score Approval
Amazing Customer Support
Build up to better credit
Invest in yourself and open your secured credit card by putting down a REFUNDABLE deposit in any one of these amounts to get started.
$200
$300
$500
$700
$1500
When you've improved your credit score to the number you want, close the card and
GET YOUR DEPOSIT BACK.
when will I get it?
Receive Your Secured Credit Card In as Little as 2 Weeks & Start Building Your Credit Score!
Safe + Secure
We use bank level security to keep your account secure. All account information is kept private.
Common Questions
WHEN DO I GET MY CARD?
You will receive your secured card once you have fully funded the deposit to open the card. You can put down as little as $200 to open your secured card if you enroll through our program.
In addition, the low annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score!
WILL MY SCORE GO UP?
Yes! Credit Builder Card's program is designed to help you build your credit score with all three credit bureaus. It would be impossible to say how much your score will go up but members have seen their score improve by more than 50 points. To get the maximum increase to your score we recommend always making your payments on time for your secured card.
NO SCORE REQUIREMENT?
That's right :) We want our service to be accessible to everyone and that means no credit score requirement. You use your own money to fund your deposit to open your card and as a result there are no strict credit requirements. Please note there will be a credit check as part of the card's underwriting process. You may not be approved for the card if you have an active bankruptcy in the courts. In very rare situations the issuing Bank may request a copy of your Drivers License to verify your identity.
WILL I GET MY DEPOSIT BACK?
When you've improved your credit score to the number you want, close the card and get your deposit back.